Anuj Kaila




Anuj is a seasoned Banking & Finance, Corporate and Fintech lawyer and heads the Banking & Finance practice of the Bangalore office. He has vast experience in structuring, preparing and negotiating banking & finance documents for various types of banking transactions and advising clients on retail banking products and insolvency proceedings.

Anuj also has abundant experience in exchange control regulations, foreign investments, joint ventures and mergers and acquisitions. His work includes structuring, conducting due diligences, assistance with regulatory and exchange control approvals, preparing and negotiating definitive contracts and closing assistance.

Anuj is an expert in advising a wide variety of clients in the Fintech space. He has assisted clients on digital lending (including P2P lending), e-KYC, payment instruments, payment aggregator and payment gateway regulations, account aggregator regulations, online gaming / betting regulations, Aadhaar related matters, securities trading, insurance, data and privacy, crypto currencies, outsourcing regulations in the financial sector, e-commerce issues, and SAAS products in the Fintech industry to name a few.

Before joining the Firm, Anuj worked as an in-house counsel in the corporate legal group of ICICI Bank Limited at Mumbai and Bangalore. During his time at ICICI, Mumbai, Anuj serviced the Singapore, Hong Kong and Sri Lanka branches of the bank on all corporate lending and retail issues. Anuj worked with the corporate banking group and assisted with various recovery matters at ICICI, Bangalore.

Anuj regularly authors articles and is quoted by various publications on matters relating to banking and Fintech. Anuj also regularly features as a recommended lawyer in international publications for Indian banking and finance lawyers.



Loans & Secured Financing, Lexology, Getting The Deal Through (GTDT) (2016 - 2021)
Fintech 2021, Lexology, Getting The Deal Through (GTDT) (2016 - 2021)
Is Merchant Discount Rate a Game Changer?, Deccan Herald, August 2016
Chapter on Demonetization, IDFC Law Reporter, December 2016

Awards & Recognitions

Legal 500 Asia Pacific : Recommended Lawyer for Banking & Finance – 2019, 2020 and 2021


  • B.B.A., LL.B, Symbiosis Law School, Pune
  • Diplomas in Business Laws; Corporate Laws; and Mergers & Acquisitions, ASCL Law School, Pune
  • Strategic Thinking & Leadership, Executive Education, Indian Institute of Management Ahmedabad (IIMA)


  • Admitted to Karnataka State Bar Council

Select Experience Statement

  • Assisted a biotechnology company in relation to an external commercial borrowing availed from U.S. International Development Finance Corporation.
  • Assisted an impact investing firm with respect to multiple external commercial borrowings availed from U.S. International Development Finance Corporation.
  • Assisted a group of top private banks with a syndicated financing amounting to INR 7,500 million to a large mining company.
  • Assisted the selling shareholders in relation to the acquisition of a leading eCommerce and product data management company by a top private equity company.
  • Assisted an American based water services company in relation to an external commercial borrowing availed from Overseas Private Investment Corporation amounting to USD 12.5 million.
  • Assisted one of the top Indian based AI based software company in its acquisition of a leading eCommerce company in India and various other joint ventures in India.
  • Assisted top two Banks in India on a syndicated acquisition financing transaction amounting to INR 7,000 million.
  • Advised a reputed equity firm on its acquisition of leading American healthcare company.
  • Assisted a technology-based company in relation to the funding (debt and equity) received from a venture capital company.
  • Assisted two Indian crypto currency exchanges and an international crypto currency exchange on all Indian regulations in relation to crypto currencies and payments.
  • Assisted various NBFCs in launching various banking products.
  • Assisted various Fintech entities on payment regulations in India.

Industry Presence

  • Speaker / panelist at the 2nd Annual Debt Syndication India Summit 2019, held at Mumbai.
  • Conducted a session on “Legal Framework in Fintech Space” organised by NUMA and Kotak Mahindra Bank, at Bangalore in 2017.
  • Conducted a session on “Impact of Corporate Laws on Banking Transactions” for the entire in-house legal team of Federal Bank at their annual retreat held in Bangalore in 2017.

Contact Details

  • 201, Prestige Sigma, No. 3 Vittal Mallya Road, Bangalore 560001 Karnataka (India)
  • +91 80 4030 8000